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Payday Lending in America
This collection presents original research findings from the Pew Safe Small Dollar Loans Research Project on the existing landscape for payday lending around the country. more
The LATEST
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- Issue Brief
- Safe Checking in the Electronic Age
Overdraft America: Confusion and Concerns About Bank Practices
Are consumers knowingly consenting to overdraft coverage or are they signing up for a potentially costly product that they don’t understand? more
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- Press Release
- Safe Checking in the Electronic Age
TD Bank Adopts Pew's Simple Disclosure Document
Pew commends TD Bank, Illinois’ Inland Bank, University of Illinois Employees Credit Union, and Tennessee’s Eastman Credit Union for voluntarily adopting Pew’s model checking account disclosure form. more
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April 11, 2012
Key Focus Group Findings on Prepaid Debit Cards
This fact sheet focuses on the lessons learned from consumers who purchase and use prepaid debit cards. more
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- Issue Brief
- Safe Checking in the Electronic Age
Regulatory Comment: Consumer Financial Protection Bureau — Streamlining Inherited Regulations
The Pew Safe Checking in the Electronic Age Project responds to the Consumer Financial Protection Bureau’s call for comments on Docket ID CFPB-2011-0039. more
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- Issue Brief
- Safe Checking in the Electronic Age
Pew's Call for Simple Bank Fee Disclosure Gains Traction with Financial Institutions
Pew's research shows that the median length of bank disclosures for key checking account policies and fee information is 111 pages. Based on this finding, Pew developed a disclosure form, similar to what is currently used in credit card offers. Pew commends a few financial institutions for voluntarily adopting our disclosure box.
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- Issue Brief
- Safe Checking in the Electronic Age
Making Checking Accounts Safer and More Transparent
These fact sheets summarize Pew’s policy recommendations to make checking accounts safer and more transparent.
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November 22, 2011
Regulatory Comment: Financial Habits and Patterns of Low- and Moderate-Income Households
This regulatory comment provides recommendations on Treasury’s prioritization of financial access activities.
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- Data Visualizations
- Safe Checking in the Electronic Age
Transaction Infraction
An interactive graphic demonstrating how banks can reorder a checking account customer’s transactions in a manner that maximizes overdraft fees. more
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- Data Visualizations
- Safe Checking in the Electronic Age
Fees and the Unbanked
An interactive map highlighting the checking account practices of the 10 largest U.S. banks and the percentage of people without bank accounts in all 50 states and the District of Columbia. more
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- Issue Brief
- Safe Checking in the Electronic Age
Testimony: Susan Weinstock to the Senate Banking Committee’s Subcommittee on Financial Institutions and Consumer Protections
On October 4, 2011, Susan Weinstock, director of the Safe Checking in the Electronic Age Project, of the Pew Health Group delivered testimony in front of the Senate Banking Committee’s Subcommittee on Financial Institutions and Consumer Protections. The following is her written comments. more
