The LATEST
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April 27, 2011
Hidden Risks
A checking account is the most basic and necessary financial product for American consumers. Nine out of 10 Americans have a checking account, making it the most widely utilized financial services product in the United States.
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- Data Visualizations
- Safe Checking in the Electronic Age
Checking Account Risks at a Glance
The Safe Checking in the Electronic Age Project conducted a study of checking account terms and conditions that examines both the state of the marketplace and the effect of current regulations covering these accounts.
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- Issue Brief
- Safe Checking in the Electronic Age
Regulatory Comment: Overdraft Payment Programs and Consumer Protection
The Safe Checking in the Electronic Age Project responds to the FDIC’s call for comments on FIL-47-2010, Overdraft Payment Programs and Consumer Protection. The FDIC issued proposed guidance for public comment on how banking institutions it supervises should implement and maintain oversight of automated overdraft programs.
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- Stateline Story
States, Cities Tussle With Banks Over ATM Surcharges
A recently approved San Francisco referendum has refocused attention on state and local efforts to ban Automatic Teller Machine (ATM) surcharges. Iowa and Connecticut have forbidden the fees altogether, moves that are being challenged in federal court, while Arkansas, Mississippi and Wyoming have set surcharge limits. more