The LATEST
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April 16, 2013
Sacramento Bee: Editorial: An Incremental Step to Stem Payday Loans
Sacramento Bee edititorial: California's $3.3 billion payday lending industry preys on the poor and the financially unsophisticated. Attempts to rein it in have failed. California remains among the most permissive states when it comes to payday lending. more
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- Media Coverage
- Safe Small-Dollar Loans Research Project
USA Today: Payday Loans Can Get Out of Control
The real question is, can [borrowers] actually afford to repay the payday loans? Come up with $300 or $500 in just two weeks? Or even in a month? more
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- Media Coverage
- Safe Small-Dollar Loans Research Project
Marketplace: Payday Lenders Need to Be More Transparent
Every year, 12 million Americans take out high-interest, short-term payday loans. The industry likes to claim it's offering a needed service and helping people who can't get credit anywhere else. more
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February 20, 2013
How Borrowers Choose and Repay Payday Loans
This report—the second in Pew’s Payday Lending in America series—answers questions about why borrowers choose payday loans, how they ultimately repay the loans, and how they feel about their experiences.
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- Featured Collection
- Safe Small-Dollar Loans Research Project
Payday Lending in America
This collection presents original research findings from the Pew Safe Small Dollar Loans Research Project on the existing landscape for payday lending around the country, state by state data on loan regulation, and other information critical to creating a safe and transparent marketplace for those who borrow small sums of money.
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- Infographic
- Safe Small-Dollar Loans Research Project
How Payday Loans Work
Each year, millions of people struggle to pay their bills. A consumer usually has several options to consider. more
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- Infographic
- Safe Small-Dollar Loans Research Project
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December 3, 2012
Paying for the Holidays
As the holiday shopping season takes off, consumers are turning to a variety of financial management tools. View our slideshow and learn more about Pew’s research on hidden bank fees, the growing use of prepaid debit cards, and the actual duration of payday loans that are marketed as two-week products.
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- Infographic
- Safe Small-Dollar Loans Research Project
Payday Loans Really Add Up
If you took out a loan for the following season expenses, you would pay far more and be indebted far longer than advertised.
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- Media Coverage
- Safe Small-Dollar Loans Research Project
Editorial: Pa. Lawmakers Should Lose Interest in Payday Loans
LOVE AND MONEY make people crazy. Love of money makes them even crazier, especially if they are lawmakers. That must be the explanation for why our own state lawmakers are back at the table talking about allowing payday lenders to
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