A new study from The Pew Charitable Trusts, Retirement Security Across Generations: Are Americans Prepared for Their Golden Years?, examines the savings behavior of five age groups before the Great Recession. The research also explores how wealth losses during the recession affected each group’s retirement security by calculating replacement rates.

The gloomy March jobs report from the Department of Labor includes this ominous figure almost 500,000 Americans dropped out of the labor force, a phenomenon that picks up as people go months and even years without finding work. But even