Pew's Safe Small-Dollar Loans Research Project focuses on conducting research that demonstrates the needs, perceptions, and motivations of consumers, as well as the impacts of market practices and potential regulations. Based on this research, the project puts forth policy recommendations designed to protect consumers from harmful practices and promote safe and transparent small-dollar credit.
featured
Subscribe to Research from the Project
RESEARCH from the Project
-
- Featured Collection
- Safe Small-Dollar Loans Research Project
Payday Lending in America
This collection presents original research findings from the Pew Safe Small Dollar Loans Research Project on the existing landscape for payday lending around the country, state by state data on loan regulation, and other information critical to creating a safe and transparent marketplace for those who borrow small sums of money.
more -
- Infographic
- Safe Small-Dollar Loans Research Project
How Payday Loans Work
Each year, millions of people struggle to pay their bills. A consumer usually has several options to consider. more
-
- Infographic
- Safe Small-Dollar Loans Research Project
-
- Infographic
- Safe Small-Dollar Loans Research Project
Payday Loans Really Add Up
If you took out a loan for the following season expenses, you would pay far more and be indebted far longer than advertised.
more -
July 23, 2012
Regulatory Comment: Proposed Rulemaking on General Purpose Reloadable Prepaid Cards
The Pew Charitable Trusts’ Financial Security Portfolio is pleased to provide comments in response to the Consumer Financial Protection Bureau’s Advanced Notice of Proposed Rulemaking on General Purpose Reloadable Prepaid Cards.
more -
July 19, 2012
Payday Loan Borrowing By State
State payday loan usage ranges from 1 to 13 percent. more
-
July 19, 2012
Quiz: Payday Lending in America
Each year, millions of Americans borrow payday loans from storefront and online lenders. Do you know who borrows, where they borrow, and why? Take our interactive quiz to learn more!
more -
July 19, 2012
Who Borrows, Where They Borrow, and Why
This report answers major questions about who borrowers are demographically; how people borrow; how much they spend; why they use payday loans; what other options they have; and whether state regulations reduce borrowing or simply drive borrowers online.
more -
- Interactive
- Safe Small-Dollar Loans Research Project
State Payday Loan Regulation and Usage Rates
Use the map to see each state’s usage rate, and click individual states to read a summary of their payday lending laws. more
-
- Infographic
- Safe Small-Dollar Loans Research Project
Payday Lending in America
Pew’s Safe Small-Dollar Loans Research Project surveyed payday loan borrowers about their usage, as well as other options they would use if payday loans were unavailable.
more
