Analysis
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Payday Loan Borrowing By State
Pew’s survey of payday loan borrowers includes state data on the percentage of people using payday loans and the number of survey interviews completed per state. more
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Public Opinion on Sentencing, Corrections Policy in America
Pew collaborated with two of the nation's leading polling firms to explore public opinion on sentencing and corrections issues across the country. more
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Long-Term Unemployment, Five Ways to Look at It
This series of charts illustrates different dimensions of the U.S. unemployment challenge and addresses key questions about long-term unemployment in the nation. more
All Analysis
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- Issue Brief
- Economic Mobility Project
Ups and Downs: Americans' Prospects for Recovery After an Income Loss
As Americans face rising unemployment rates and greater uncertainty about the future in this current economic downturn, this report investigates the extent to which the American economy promotes upward economic mobility and prevents downward economic mobility.
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- Issue Brief
- Safe Checking in the Electronic Age
Pew's Call for Simple Bank Fee Disclosure Gains Traction with Financial Institutions
Pew's research shows that the median length of bank disclosures for key checking account policies and fee information is 111 pages. Based on this finding, Pew developed a disclosure form, similar to what is currently used in credit card offers. Pew commends a few financial institutions for voluntarily adopting our disclosure box.
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- Issue Brief
- Safe Checking in the Electronic Age
Making Checking Accounts Safer and More Transparent
These fact sheets summarize Pew’s policy recommendations to make checking accounts safer and more transparent.
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November 22, 2011
Regulatory Comment: Financial Habits and Patterns of Low- and Moderate-Income Households
This regulatory comment provides recommendations on Treasury’s prioritization of financial access activities.
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- Issue Brief
- Safe Checking in the Electronic Age
Testimony: Susan Weinstock to the Senate Banking Committee’s Subcommittee on Financial Institutions and Consumer Protections
On October 4, 2011, Susan Weinstock, director of the Safe Checking in the Electronic Age Project, of the Pew Health Group delivered testimony in front of the Senate Banking Committee’s Subcommittee on Financial Institutions and Consumer Protections. The following is her written comments. more
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- Issue Brief
- Safe Checking in the Electronic Age
Letter: Regulatory Authority and Priorities of the Consumer Financial Protection Bureau
The Pew Charitable Trusts, joined by banking, consumer and civil rights organizations, submitted a letter to the Consumer Financial Protection Bureau (CFPB) asking them to act quickly to ensure that consumers are protected from unfair banking practices and are provided important information about their accounts.
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- Issue Brief
- Public Safety Performance Project
Risk-Needs Assessment 101: Science Reveals New Tools to Manage Offenders
This 2011 report looked at how these tools can help officials to better identify offenders at a high risk of reoffending, while also pinpointing the types of supervision and services that are most likely to prevent future criminal behavior and slow the revolving door of America’s prisons.
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- Issue Brief
- Safe Small-Dollar Loans Research Project
Regulatory Comment: Defining Larger Participants in Certain Consumer Financial Products and Services Markets
This regulatory comment discusses the Consumer Financial Protection Bureau (CFPB) proposed rule on defining larger participants in certain markets related to related to consumer financial products and services. more
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July 11, 2011
Regulatory Comment: Guidance on Deposit-Related Consumer Credit Products
Recommendations related to this request for comment. more
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- Issue Brief
- Public Safety Performance Project
2011 Kentucky Reforms Cut Recidivism, Costs
Public safety reforms passed in 2011 will save the state $422 million over 10 years. more
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- Issue Brief
- Safe Checking in the Electronic Age
Regulatory Comment: Availability of Funds and Collection of Checks
The Safe Checking in the Electronic Age Project responds to the Board of Governors of the Federal Reserve System’s call for comments on RIN No. 7100-AD68, Availability of Funds and Collection of Checks.
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- Issue Brief
- Public Safety Performance Project
The Impact of Arizona's Probation Reforms
This May 2011 issue brief explored how Arizona’s innovative reforms have been able to show early signs of reducing the rate of prison growth while also making communities safer by decreasing crime by probationers.
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- Issue Brief
- Safe Checking in the Electronic Age
Regulatory Comment: Overdraft Payment Programs and Consumer Protection
The Safe Checking in the Electronic Age Project responds to the FDIC’s call for comments on FIL-47-2010, Overdraft Payment Programs and Consumer Protection. The FDIC issued proposed guidance for public comment on how banking institutions it supervises should implement and maintain oversight of automated overdraft programs.
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- Issue Brief
- Children's Dental Campaign
Expanding Children's Access to Dental Care: The Minnesota Story
This 2010 brief explained how advocates campaigned successfully for a law licensing new dental providers, and the lessons this campaign offers to policy makers who want to expand dental coverage to underserved children in their state. more
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- Issue Brief
- Public Safety Performance Project
South Carolina's Public Safety Reform
In 2010, South Carolina enacted a comprehensive package of sentencing and corrections legislation that puts the state at the forefront of states advancing research-driven criminal justice policies designed to produce a greater public safety return on corrections spending. more
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- Issue Brief
- Economic Mobility Project
Renewing the American Dream: A Road Map to Enhancing Economic Mobility in America
Renewing the American Dream included practical recommendations to make the Dream of upward mobility a reality for generations to come, including the need for a “portfolio shift” in the federal government’s priorities.
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- Issue Brief
- Public Safety Performance Project
Maximum Impact: Targeting Supervision on Higher-Risk People, Places, and Times
This 2009 brief was part of a series of primers for policy makers about the critical choices they faced in developing strategies to improve the public safety return on taxpayer dollars.
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- Issue Brief
- Public Safety Performance Project
Public Safety, Public Spending: Forecasting America's Prison Population 2007–2011
This 2007 brief was the first known attempt to determine the future growth of the nation's state and federal prison systems as a whole, along with the projected cost of that growth. more