Service charges, overdraft fees, and minimum balance requirements were cited by nearly one-third of households as reasons they recently closed their bank accounts according to the Federal Deposit Insurance Corporation (FDIC). The map below shows state-by-state data collected by Pew on the costs to the accountholder associated with maintaining a checking account. Collected in October 2010 from the ten largest U.S. banks by deposit volume, Pew data reflects those banks that maintained retail operations in a particular state according to the FDIC and provided account disclosures. For this reason, no state contains data based on all ten banks.

 View Transaction Infraction, an interactive graphic that demonstrates how banks can reorder a checking account customer's transactions to maximize overdraft fees.